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Business Banking
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At Northern Nevada Bank, we understand small business…after all we are one! We have designed our products for ease and efficiency, understanding that your time is valuable. We offer some of the most competitive rates and reasonable fees available. When you shop around to see what’s being offered in our community, we think that you’ll find that dealing with our dedicated staff just might be one of the best moves you can make. Plus, we work with you to help you select business services that best fit your needs, not ours.
This account option is intended to provide a cost effective alternative to our small business clients who have a low volume of activity. This account allows you to write up to 50 checks or 15 deposits per statement cycle for a flat service charge of $10.00 per month. Writing checks or making deposits over this number will result in a per item transaction fee of $.20. Opening deposit: $100.00. Your benefits include:
If you’re a sole proprietor, non-profit group or government agency, this account may be for you. The Business Interest Account pays a Bank-set rate of interest for the funds you keep on deposit. This account allows the same flexibility as our Small Business Checking, but designed with the interest conscious customer in mind. By maintaining a balance of $1,500.00 or more, you will earn interest on your deposits and avoid a monthly service charge! Over 50 checks written in a statement cycle will result in a charge of $.20 per item. Over 15 deposits will result in a charge of $1.00 per deposit. If your account balance drops below $1,500.00 there is a $12.00 a month service charge. Opening deposit: $100.00. ( current rates) Your benefits include:
We recommend this account if you are a business that requires a higher level of activity than our Small Business Checking and would like to use your monthly account balance to offset monthly service charges. This account enables you to write 100 checks during statement cycle and make up to 22 deposits without additional transaction fees. Opening deposit: $100.00. A business analysis checking account is designed to allow businesses to use their account balance to pay for their banking services. This non-interest checking account receives an earnings credit that is then used to offset most service* and transaction fees associated with commercial accounts. Opening deposit $100.00.
*Ask your Northern Nevada Bank representative for a complete list of services and charges. Employer’s Advantage Checking Account As a business owner, we understand that you are always looking for ways to reward your team by providing great benefits. In that spirit, Northern Nevada Bank has created a package of products for you to offer to your employees at no cost to you. It is our way of saying Thank you for banking with us! This package includes:
Not only is this a great package, we will also arrange for an employee banking day where one of our personal bankers will come to your place of business and open accounts for your employees at your convenience. No need to lose time coming to the bank! Our Business Money Market account lets you earn a tiered variable rate of interest on your account balance. You can access your money by making a withdrawal at the branch, writing a check or using an ATM. To avoid a monthly service charge you must maintain a balance of $2,500.00 or more. If your daily balance goes below the minimum the monthly service charge will be $12.00. Transactions are limited to six transfers per statement cycle; of this three may be made by check. You may make unlimited transfers by mail, messenger, ATM or in person. Opening deposit $2,500.00. ( current rates) This is an ideal savings program and a good account choice for any business, non-profit organization, government or public entity that likes the security of having funds readily available when needed. We offer competitive rates, low fees and a quarterly statement of activity. There is no service charge if you maintain a balance of $300.00 or more. If your account falls below $300.00 there is a monthly service charge of $4.00. Excessive withdrawals, over two per statement cycle, will be subjected to a $2.00 per withdrawal fee. Opening deposit $100.00 (current rates) Business Reserve The Business Reserve is a revolving line of credit for those small businesses seeking a credit line of $35,000.00 or less. This line can be used to manage your everyday operating expenses, secure trade discounts, pay for receivables and inventory, and is also linked for overdraft purposes to your business checking account. To apply or get more information on the Business Reserve, please contact us. Northern Nevada Bank provides commercial loans to sole proprietors, partnerships, and corporations. Our business loans offer flexible terms and competitive rates for expansion , commercial real estate purchases, new equipment, working capital and investment opportunities. Whatever your need, Northern Nevada Bank is ready to help. We are experts at structuring debt to help you grow instead of weighing you down. We know how to work with many funding opportunities, Small Business Administration (SBA), United States Department of Agriculture (USDA) regional and local economic development authorities, and conventional loan creation. Whether you're looking to start a new business or enhance your present operation, check with us for a free personalized consultation and review of your options. Contact one of our commercial loan officers about a loan to suit the unique needs of your business. NNB Business Credit Card Separate your business expenses
from your personal expenses, with a NNB Business Credit Card- It's
perfect for covering everyday business expenses such as travel,
meals, client entertainment, and office supplies.
Get the card that fits your business -- the NNB Business Credit Card! To apply or get more information on the NNB Business Credit Card, please contact us. NNB Business Debit Card Manage your business expenses the
easy way by using your NNB Business Check Card. Works like a check
only it is faster and you do not have to wait for approval.
To apply or get more information on the NNB
Business Debit Card, please contact us. Northern Nevada Bank specializes in the commercial real estate market, offering loans in development, construction of commercial properties, investment properties, as well as speculative and pre-sold single family residences. Contact one of our commercial loan officers about a loan to suit the unique needs of your business.
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